Calculate SSY maturity amount with 8.2% interest rate for 2026
The Sukanya Samriddhi Yojana interest rate for 2026 is 8.2% per annum, compounded annually. This rate is reviewed quarterly by the government and has remained competitive compared to other small savings schemes.
The minimum annual deposit for Sukanya Samriddhi Yojana is ₹250 and the maximum is ₹1,50,000 per financial year. You can make deposits in multiples of ₹50 throughout the year.
The Sukanya Samriddhi Yojana account matures when the girl child turns 21 years old. The account can also be closed after she turns 18 for marriage purposes with necessary documentation.
You need to make deposits for 15 years from the date of opening the account. After 15 years, no further deposits are required but the account continues to earn interest until maturity at 21 years.
Yes, Sukanya Samriddhi Yojana offers triple tax benefits under Section 80C. The investment, interest earned, and maturity amount are all exempt from income tax, making it a tax-free investment option.