Calculate property stamp duty and registration charges state-wise in India 2026.
📖 Read our detailed guide: Stamp Duty Calculator India — everything you need to know
Read Guide →Stamp duty is a tax paid to the state government when registering a property purchase. Rates vary by state: Maharashtra 5 to 6%, Karnataka 5%, Delhi 4 to 6%, Tamil Nadu 7%, UP 5 to 7%. It is a one-time payment during registration based on market value or agreement value, whichever is higher.
In India, stamp duty is the buyer responsibility. The buyer must pay stamp duty and registration charges before the property can be registered. Some states offer reduced rates for women buyers (Delhi offers 4% for women vs. 6% for men).
Several states offer concessional rates for women buyers. Delhi charges 4% for women (vs. 6% for men), Haryana 5% for women (vs. 7% for men), Rajasthan offers a 1% concession. Joint registration with a woman often qualifies for the lower rate.
Stamp duty is a state tax on the transaction. Registration charge is a separate fee for recording the sale (typically 1% of property value, capped at 30,000 in some states). Both must be paid during registration and are separate from the property price.
Yes. Register in a woman name for lower rates, take advantage of state rebate schemes, and claim stamp duty under Section 80C (up to 1.5 lakh) in the year of purchase. These are legitimate ways to reduce your stamp duty burden.