Calculate future value and returns on your one-time lump sum investments
The lump sum investment calculator uses compound interest formula A = P(1+r)^t to calculate maturity value. For example, ₹1,00,000 invested at 12% annual return for 10 years grows to ₹3,10,585.
Minimum lump sum investment varies by instrument - mutual funds typically require ₹500-5,000, while stocks have no minimum. Fixed deposits usually start from ₹1,000.
Best lump sum investments include equity mutual funds for long-term (15%+ returns), debt funds for moderate risk (8-10%), and hybrid funds for balanced approach (10-12%).
Use formula: Maturity Value = Principal × (1 + Rate/100)^Years. For ₹50,000 at 10% for 5 years: 50,000 × (1.10)^5 = ₹80,526.
Key factors include investment duration, annual return rate, market volatility, inflation impact, and investment instrument chosen. Longer periods typically yield better compound returns.